*{box-sizing:border-box;margin:0;padding:0}
:root{--c:#ffb703;--d:#023047;--t:#1f2937;--m:#6b7280;--bg:#f7f7f8}
html{scroll-behavior:smooth}
body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--t);line-height:1.6;background:#fff}
a{color:inherit}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;z-index:10;background:var(--d);color:#fff}
.nav{display:flex;align-items:center;justify-content:space-between;gap:12px;height:64px}
.logo{font-weight:800;font-size:1.1rem;text-decoration:none;display:flex;align-items:center;gap:8px}
.logo span{color:var(--c)}
.menu{display:flex;gap:22px;list-style:none}
.menu a{text-decoration:none;opacity:.9;font-size:.95rem}
.menu a:hover{opacity:1;color:var(--c)}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--c);color:var(--d);font-weight:700;padding:12px 20px;border-radius:8px;text-decoration:none;white-space:nowrap}
.btn:hover{filter:brightness(1.08)}
.btn.ghost{background:transparent;color:#fff;border:2px solid #fff}
.hero{background:linear-gradient(135deg,var(--d) 0%,#000 140%);color:#fff;padding:80px 0 70px}
.badge{display:inline-block;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);padding:6px 12px;border-radius:99px;font-size:.85rem;margin-bottom:18px}
.hero h1{font-size:clamp(1.9rem,4.5vw,3rem);line-height:1.15;max-width:780px;margin-bottom:18px}
.hero p{font-size:1.15rem;max-width:680px;opacity:.9;margin-bottom:28px}
.cta{display:flex;gap:12px;flex-wrap:wrap}
.trust{display:flex;gap:28px;flex-wrap:wrap;margin-top:38px;font-size:.95rem;opacity:.9}
.trust b{color:var(--c)}
section{padding:70px 0}
section.alt{background:var(--bg)}
h2{font-size:clamp(1.5rem,3vw,2.1rem);margin-bottom:12px;color:var(--d)}
.sub{color:var(--m);max-width:700px;margin-bottom:36px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}
.card{background:#fff;border:1px solid #e5e7eb;border-radius:12px;padding:24px;border-top:4px solid var(--c)}
.card h3{font-size:1.1rem;margin-bottom:8px;color:var(--d)}
.card p{color:var(--m);font-size:.97rem}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
.step{padding:22px;background:#fff;border-radius:12px;border:1px solid #e5e7eb}
.step::before{counter-increment:s;content:counter(s);display:inline-flex;width:36px;height:36px;border-radius:50%;background:var(--c);color:var(--d);font-weight:800;align-items:center;justify-content:center;margin-bottom:10px}
.step h3{font-size:1.05rem;color:var(--d);margin-bottom:6px}
.step p{color:var(--m);font-size:.95rem}
.zones{display:flex;flex-wrap:wrap;gap:10px;list-style:none}
.zones li{background:#fff;border:1px solid #e5e7eb;border-radius:99px;padding:8px 16px;font-size:.95rem}
details{background:#fff;border:1px solid #e5e7eb;border-radius:10px;padding:16px 20px;margin-bottom:12px}
summary{font-weight:700;cursor:pointer;color:var(--d)}
details p{margin-top:10px;color:var(--m)}
.band{background:var(--c);color:var(--d);padding:46px 0;text-align:center}
.band h2{color:var(--d)}
.band .btn{background:var(--d);color:#fff;margin-top:14px;font-size:1.1rem}
.contact{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.contact .card a{font-weight:700;color:var(--d);text-decoration:none;font-size:1.1rem}
footer{background:var(--d);color:#cbd5e1;padding:36px 0;font-size:.9rem}
footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.callbar{display:none}
@media(max-width:820px){.menu{display:none}.nav .btn{display:none}.logo{white-space:nowrap;font-size:1rem}
.callbar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:20;background:var(--c);color:var(--d);justify-content:center;padding:14px;font-weight:800;text-decoration:none}
body{padding-bottom:52px}.hero{padding:56px 0}}